These Terms and Conditions (“Terms”) govern your use of our investment platform. By accessing or using our services, you agree to these Terms.

1. Eligibility

To use Nerium’s services, you must:

• Be at least 18 years old or be supervised by an adult.
• Be at least 18 years old or be supervised by an adult.

2.⁠ ⁠Investment Program

2.1 Guaranteed ROI

Nerium offers a guaranteed fixed Return on Investment (ROI), which is paid to all active investors on a weekly basis. The ROI rate is stipulated clearly in your investment plan upon enrollment and does not fluctuate.

2.2 Payout Schedule

Payouts are processed every Saturday. Funds will be available in your linked crypto wallet shortly after processing, depending on network speed and congestion.

3.⁠ ⁠Deposits & Withdrawals

3.1 Cryptocurrency Only

All transactions (deposits and withdrawals) are conducted exclusively in cryptocurrency. Currently supported assets include [e.g. USDT, BTC, ETH] — subject to change based on market adoption and security policies.

3.2 Wallet Responsibility

You are solely responsible for providing accurate crypto wallet addresses. Nerium is not liable for funds sent to incorrect or compromised wallets.

 4.⁠ ⁠FDIC Coverage

Note: Your crypto holdings and investment returns of up to $250,000 are FDIC-insured. Only uninvested funds temporarily held before conversion are ineligible for FDIC coverage.

5.⁠ ⁠Account Suspension & Termination

We reserve the right to:
• Suspend accounts flagged for suspicious activity
• Deny or delay transactions pending identity verification
• Terminate access if terms are violated or fraud is suspected

 6.⁠ ⁠Risk & Guarantees

While the stipulated ROI is contractually guaranteed:
• Your principal is managed according to internal investment strategies
• ROI payments will continue as long as you adhere to all terms and maintain eligibility

7.⁠ ⁠Privacy & Security

We are committed to protecting your privacy and crypto assets. Our systems use:
• Secure crypto gateways
• Two-factor authentication (2FA)
• Blockchain transparency where applicable

8.⁠ ⁠Amendments

Nerium may update these Terms at any time. Changes will be communicated via email and/or posted on our platform. Continued use of services implies acceptance of the updated Terms.

9.⁠ ⁠Contact

For support or inquiries:
Nerium Capital Holdings
Email: info@neriumcapholdings.org
Telegram: [+1 305-709-1682]
Website: [neriumcapholdings.org]

10.⁠ ⁠Acknowledgment

By investing with Nerium, you confirm that:
• You understand and accept the guaranteed ROI terms
• You use only cryptocurrency for transactions
• You acknowledge the limits of FDIC insurance
• You consent to electronic communications and disclosures